JM Financial Credit Solutions Limited

Mr. Vikram Pandit

Non Executive Chairman

Mr. Vikram Pandit is the Non-Executive Chairman of JM Financial Credit Solutions Limited. He has spent his career in financial services and has been a participant in and a catalyst for some of the tremendous changes the industry has experienced over the last several decades.

Mr. Pandit joined Morgan Stanley in 1983 and ultimately became President and Chief Operating Officer of the company's institutional securities and investment banking businesses. Mr. Pandit left Morgan Stanley to become a founding member and chairman of the members committee of Old Lane, LP.

When Old Lane was acquired by Citigroup in 2007, Mr. Pandit became Chairman and CEO of Citi Alternative Investments and later led Citi's Institutional Clients Group. He became CEO of Citigroup in December 2007 and led the company during the most challenging economic and financial crisis since the Great Depression, successfully recapitalizing, restructuring and revitalizing the company before he left in October 2012.

Mr. Vikram Pandit is also the Chairman and Chief Executive Officer of The Orogen Group, an operating company he created with Atairos Group that makes control and other strategic investments in financial services companies and related businesses. In addition, he is a member of the Board of Directors of Westcor Land Title Insurance Company.

Mr. Pandit earned B.S. and M.S. degrees in engineering from Columbia University and received his Ph.D. in finance from Columbia in 1986.